If you’re a first time home buyer nothing is more
confusing or daunting than the home buying process. After looking at many different properties
and finally putting an offer in you have come to the home inspection part of the
process.
Who do you choose and how do you find a competent
inspector? First, your inspector should belong to the American Society of Home
Inspectors (ASHI) which is the only association to have their inspectors
certified by a third party. http://www.stlashi.org/
is your portal to find a local inspector. Make sure to ask your potential
inspector what their fee will be, if you should attend the inspection, how long
they have been inspecting and if they are an ACI or ASHI Certified Inspector.
Now that you’ve chosen you’re inspector make sure to
review the sellers disclosure and make a list of any questions about the
property you may have. Now on to the actual inspection, you and your family may
be present at the inspection but try not to invite everyone, like your friend
the contractor. This will just distract your inspector away from his task and
this won’t serve you the client very well.
Your real estate agent should be present so they can help guide you
through the process after the inspection.
Your inspector will inspect everything from the roof
all the way down to the basement and almost everything in between. Your
inspector will check the furnace, the electrical panel, run lots of water to
check for leaks, open and close windows and doors, check outlets and look for
safety issues such as missing handrails and lack of GFCI’s (Ground Fault
Circuit Interrupters). Your home inspector may not inspect pools or septic
systems, those usually require specialized inspections. Your inspector will
also show you how to operate your systems and where your water shutoff is.
During the process you should ask your inspector all of your questions you may
have had, other questions will probably come up during the inspection and you
should ask your inspector those as well.
After all this your inspector will produce a report
and typically most will email you the finished report either the same evening
or the next day. Take your time and read the entire report no matter how boring
and time consuming it may seem. The report will contain all the pertinent
information on the house and should also contain pictures of a lot of the
defects. Depending on the inspector he may also include a summary, this is
usually all the defects and is primarily for the real estate agent which they
may use as a part of the negotiations. Once you receive the report and have
questions make sure to contact the inspector and ask your questions as this is
all part of the inspection process.
Now comes the time where you and you’re real estate agent get together and figure out what your next step is, whether that is negotiation or choosing your paint colors. This is by no means a complete tutorial on the inspection process but may give you some insight into the process. As you can see getting an inspection is very important and although may seem like a scary process shouldn't be skipped.
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